Conventional Home Loans

A Conventional loan is any type of creditor agreement that is not financed by the Veterans Administration (VA) or supported by the Federal Housing Administration (FHA). All Conventional loans are guaranteed by government-sponsored entities like Fannie Mae (FNMA) and Freddie Mac (FHLMC).

The two types of Conventional loans are conforming and non-conforming loans. Conforming loans must meet guidelines set by FNMA and FHLMC. Any loan that doesn’t meet these guidelines would be considered a non-conforming loan.


  • Reduced Fees: fees for Conventional loans are often lower than other loan products because the lender sets the rates.
  • Interest Rates: Lenders decide the rates to offer borrowers based on their credit score. A person with a high credit score is more likely to obtain a lower rate of interest.
Contact One Of Our Helpful Mortgage Lenders Today!
Licensed In all States
Just fill out the quick form below and we’ll take it from there.

Contact Us

  • This field is for validation purposes and should be left unchanged.
By submitting this form I am agreeing to be contacted by a representative of Supreme Lending.*
conventional loans in houston
Conventional Loans 101
When purchasing a home, you have many mortgage and financing options. One of the most common mortgages is conventional loans.
Learn More
mortgage lenders in houston
Conventional Loan Mortgage Rates: How Are They Calculated?
We explain what factors go into determining mortgage rates so that you can get the best possible rate when you contact a loan officer.
Learn More