The USDA Rural Development Program helps you realize the dream of homeownership. USDA-guaranteed loans are only available on properties located in rural areas designated by the USDA. This program offers mortgage financing without many of the restrictions other programs may require. A key benefit of USDA home loans is that no down payment is required, allowing families with lower incomes the opportunity to become homeowners. Don’t know where to begin? Reach out to us today. We’re excited to help you take the next step toward securing your dream home.
USDA Guaranteed Rural Housing Loans Program Features
Property must be located in rural areas designated by the USDA
Applicants with a vast range of credit profiles
Eligible applicants with incomes that do not qualify them for Conventional financing
Lower-income families and individuals
Available to both first-time homebuyers and repeat buyers
100 percent financing available
Seller concessions maintained
No requirement for cash reserve
No non-allowable costs
Competitive rate fixed at 30 years
No limit on gift funds
Maximum income eligibility applies
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