VA- Veterans Affairs

A Veterans Affairs loan is a mortgage loan guaranteed by the Veterans Administration. This type of loan provides Veterans and/or their surviving spouses who haven’t remarried a federally guaranteed home with no down payment. This highly successful program has helped millions of American Veterans and their families secure a home.


  • Zero down payment
  • Lower interest rate
  • No private MIP (Mortgage Insurance Premium) required
  • Lenders have a limit on the amount they can charge for origination fees and closing costs
  • Limited appraisal fees


  • Eligible borrowers must have a Certificate of Eligibility from the Veterans Administration
  • Closing costs can be paid by both lender and seller
  • A one-time funding fee must be made by borrowers based on the loan amount and the length of service by the applicant.
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NOT A GUARANTEE, OFFER OR AGREEMENT. EVERETT FINANCIAL, INC. D/B/A SUPREME LENDING NMLS ID #2129 ( 14801 Quorum Dr., #300, Dallas, TX 75254. 877-350-5225. © 2017. Information, rates, & programs are subject to change without prior notice. Subject to credit & property approval. Not affiliated with any government agency. Intended for Texas Consumers Only. Texas- SML Mortgage Banker Registration Residential Mortgage Loan Originator.