Same as endorsement CG 24 50 except the exclusion applies only to Coverage A (Bodily Injury and Property Damage Liability). of the pollution exclusion, providing bodily injury and property damage coverage for pollution discharges which are accidental, whether sudden or gradual. Details. Blanket per project aggregate endorsement. Expands the definition of coverage territory to include anywhere in the world, and provides for reimbursement of the insureds legal expenses and judgments if the insurer is prevented by law from directly defending or indemnifying in the country where a claim takes place. Provides products liability for a retail drug store, but excludes professional liability coverage arising out of consulting, referral or similar services, etc., with an exception for administering of vaccinations. Not approved for general use in Texas, but may be used on large risks or on surplus lines policies. Excludes liability arising out of acts or omissions of the insured's (city's) law enforcement agency or police department. This endorsement should be used whenever there is a sale of products, usually components, between multiple named insureds, such as a parent and subsidiary. Adds unit-owners as additional insureds for liability arising out of common areas. Endorsement CG 24 50 contains a similar exclusion but provides coverage for specified unmanned aircraft engaged in operations or projects shown in the endorsement and subject to a special limit shown in the endorsement. This endorsement was withdrawn from use in 2012 but reinstated in 2013. Adds wording to the Other Insurance condition to state that the insurance is primary to and will not seek contribution from any other insurance available to an additional insured, when the named insured has agreed in writing that the insurance would be primary and noncontributory. CG2010 Scheduled Additional Insured $25 charge per endorsement and Blanket Additional Insured $100 . Blanket endorsementsdo not require that an additional insured be specifically named. Additional insured status applies only to the person or organization which has entered into the contract or agreement. Mandatory endorsement for the products and completed operations claims-made coverage form. Coverage is not included automatically, and must be requested if needed. CG 25 04 Designated Location(s) General Aggregate Limit. S2803-CG (7/07) Total General Aggregate Limit Per Project (s) - General Aggregate Limit S2806-CG (6/07) Exclusion - Unfenced Salvage Operations S2809- CG (8/07) Warranty Endorsement - Insurance and Indemnity Required of Contractors or Subcontractors Working on Your Behalf S2811-CG (7/07) Limited Coverage - Lost Key Expenses Includes, excludes or limits coverage related to acts of terrorism, in accordance with the Terrorism Risk Insurance Act (TRIA), as amended by the Terrorism Risk Insurance program Reauthorization Act of 2015. Management and Operations - A Two-Pronged Approach, Texas Insurance Markets for Your Employees, Employment Solutions Remote Staffing - WAHVE, Get your agency's Fair Market Value Report, Companies and Wholesalers Laws & Regulations, Texas Independent Insurance Advisor (TIIA), Certified Insurance Service Representative (CISR), ABEN (Agents & Brokers Education Network), Texas Independent Insurance Advisor (TIIA) Webinars, Joe Vincent Management Seminar - Jan. 29-31, 2023, Andr P. Juneau ELITExan of the Year Award, CG 00 01 Commercial General Liability Coverage Form (Occurrence Version), CG 00 02 Commercial General Liability Coverage Form (Claims-Made Version, CG 00 09 Owners and Contractors Protective Liability, CG 00 33 Liquor Liability (Occurrence Version), CG 00 34 Liquor Liability (Claims-Made Version), CG 00 37 Products/Completed Operations Liability (Occurrence Version), CG 00 38 Products/Completed Operations Liability (Claims-Made Version), CG 00 39 Pollution Liability Coverage Form Designated Sites, CG 00 40 Pollution Liability Limited Coverage Form Designated Sites, CG 00 65 Electronic Data Liability Coverage Form, CG 00 66 Product Withdrawal Coverage Form, CG 00 68 Recording and Distribution of Material or Information in Violation of Law Exclusion, CG 01 01 Texas Changes - Airport Liability, CG 01 03 Texas Changes - Conditions Requiring Notice, CG 01 13 Texas Changes - Experience Rating Modification, CG 01 36 Texas Changes - Your Right to Claim and Occurrence Information, CG 01 37 Texas Changes - Your Right to Claim and Injury Information, CG 01 38 Texas Changes - Your Right to Claim and Occurrence Information, CG 01 56 Texas Changes - Pesticide or Herbicide Applicator Coverage, CG 01 69 Texas - Excess Loss Premium Factors, CG 02 05 Amendment of Cancellation Provisions or Coverage Change, CG 02 24 Earlier Notice of Cancellation By Us, CG 03 00 Deductible Liability Insurance (For Use With CGL and Products Policies), CG 03 05 Deductible Liability Insurance (For Use With Liquor Policies), CG 04 22 Pollution Liability Coverage Extension, CG 04 24 Coverage for Injury to Leased Workers, CG 04 28 Pollution Exclusion - Named Peril Limited Exception for a Short-term Pollution Event, CG 04 29 Pollution Exclusion - Limited Exception for a Short-term Pollution Event, CG 04 30 Pollution Exclusion - Limited Exception for Designated Pollutant(s), CG 04 31 Year 2000 Computer-Related and Other Electronic Problems - Limited Coverage Options, CG 04 35 Employee Benefit Liability Coverage, CG 04 49 Texas Changes - Limited Product Withdrawal Expense Endorsement, CG 20 01 Primary and Noncontributory - Other Insurance Condition, CG 20 03 Additional Insured - Concessionaires Trading Under Your Name, CG 20 04 Additional Insured - Condominium Unit-Owners, CG 20 05 Additional Insured - Controlling Interest, CG 20 07 Additional Insured - Engineers, Architects or Surveyors, CG 20 08 Additional Insured - Users of Golfmobiles, CG 20 10 Additional Insured - Owners, Lessees, or Contractors - Scheduled Person or Organization, CG 20 11 Additional Insured - Managers or Lessors of Premises, CG 20 12 Additional Insured - State or Governmental Agency or Subdivision or Political Subdivision - Permits or Authorizations, CG 20 13 Additional Insured - State or Governmental Agency or Political Subdivision or Political Subdivision - Permits or Authorizations Relating To Premises, CG 20 14 Additional Insured - Users of Teams, Draft or Saddle Animals, CG 20 17 Additional Insured - Townhouse Associations, CG 20 18 Additional Insured - Mortgagee, Assignee, or Receiver, CG 20 20 Additional Insured - Charitable Institutions, CG 20 22 Additional Insured - Church Members and Officers, CG 20 24 Additional Insured - Owners or Other Interests From Whom Land Has Been Leased, CG 20 25 Additional Insured - Elective or Appointive Executive Officers of Public Corporations, CG 20 26 Additional Insured - Designated Person or Organization, CG 20 27 Additional Insured - Co-Owners of Premises, CG 20 28 Additional Insured - Lessor of Leased Equipment, CG 20 29 Additional Insured - Grantor of Franchise, CG 20 30 Oil or Gas Operations - Non Operating Working Interests, CG 20 31 Additional Insured - Engineers, Architects or Surveyors, CG 20 32 Additional Insured - Engineers, Architects or Surveyors Not Engaged by the Named Insured, CG 20 33 Additional Insured - Owners, Lessees or Contractors - Automatic Status When Required in Construction Agreement with You, CG 20 34 Additional Insured - Lessor of Leased Equipment - Automatic Status When Required in Lease Agreement with You, CG 20 35 Additional Insured Grantor of Licenses Automatic Status When Required By Licensor, CG 20 36 Additional Insured Grantor of License, CG 20 37 Additional Insured Owners, Lessees Or Contractors Completed Operations, CG 20 38 Additional Insured Owners, Lessees or Contractors Automatic Status for Other Parties When Required in Construction Agreement, CG 21 00 Exclusion - All Hazards In Connection With A Designated Premises, CG 21 01 - Exclusion - Athletic or Sports Participants, CG 21 04 - Exclusion - Products/Completed Operations Hazard, CG 21 06 Exclusion - Access or Disclosure of Confidential or Personal Information and Data-Related Liability - With Limited Bodily Injury Exception, CG 21 07 Exclusion - Access or Disclosure of Confidential or Personal Information and Data-Related Liability - Limited Bodily Injury Exception Not Included, CG 21 08 Exclusion - Access or Disclosure of Confidential or Personal Information (Coverage B Only), CG 21 10 Exclusion - Unmanned Aircraft (Coverage A Only), CG 21 11 - Exclusion - Unmanned Aircraft (Coverage B Only), CG 21 16 - Exclusion - Designated Professional Services, CG 21 17 - Exclusion - Movement of Buildings or Structures, CG 21 31 - Limited Exclusion - Designated Operations Coverage by a Consolidated (Wrap-Up) Insurance Program, CG 21 32 - Communicable Disease Exclusion, CG 21 33 - Exclusion - Designated Products, CG 21 35 - Exclusion - Coverage C - Medical Payments, CG 21 37 - Exclusion - Employees and Volunteer Workers as Insureds, CG 21 38 - Exclusion - Personal and Advertising Injury, CG 21 39 - Contractual Liability Limitation, CG 21 41 - Exclusion - Intercompany Products Suits, CG 21 42 - Exclusion - Explosion, Collapse and Underground Property Damage (Specified Operations), CG 21 43 - Exclusion - Explosion, Collapse, Underground Property Damage (Specified Operations Excepted), CG 21 44 - Limitation of Coverage To Designated Premises, Project or Operations, CG 21 45 - Exclusion - Damages to Premises Rented to You, CG 21 52 - Exclusion - Financial Services, CG 21 53 - Exclusion - Designated Ongoing Operations, CG 21 54 - Exclusion - Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program, CG 21 57 - Exclusion - Counseling Services, CG 21 58 - Exclusion - Professional Veterinary Services, CG 21 59 - Exclusion - Diagnostic Testing Laboratories, CG 21 60 - Exclusion - Year 2000 Computer - Related and other Electronic Problems, CG 21 61 - Exclusion - Year 2000 Computer - Related and Other Electronic Problems - Products/Completed Operations, CG 21 62 - Exclusion - Year 2000 Computer - Related and Other Electronic Problems - With Exception for Bodily Injury on Your Premises, CG 21 63 - Year 2000 Computer - Related and Other Electronic Problems - Exclusion of Specified Coverages for Designated Locations, Operations, Products or Services, CG 21 64 - Year 2000 Computer - Related and Other Electronic Problems - Exclusion of Specified Coverages for Designated Products or Completed Operations, CG 21 86 - Exclusion Exterior Insulation and Finish Systems, CG 21 96 - Silica or Silica-Based Dust Exclusion, CG 22 24 Exclusion - Inspection, Appraisal and Survey Companies, CG 22 27 Exclusion - Bodily Injury To Railroad Passengers, CG 22 31 Exclusion - Riot, Civil Commotion or Mob Action, CG 22 33 Exclusion - Testing or Consulting Errors & Omissions, CG 22 34 Exclusion - Construction Management Errors & Omissions, CG 22 36 Exclusion - Products and Professional Services (Druggists), CG 22 37 Exclusion - Products and Professional Services (Optical and Hearing Aid Establishments), CG 22 38 Exclusion - Financial Institutions, CG 22 40 Exclusion - Medical Payments To Children (Day Care Centers), CG 22 42 Exclusion - Existence or Maintenance of Streets, Roads, Highways or Bridges, CG 22 43 Exclusion - Engineers, Architects or Surveyors Professional Liability, CG 22 44 Exclusion - Health or Cosmetic Services, CG 22 45 Exclusion - Specified Health or Cosmetic Services, CG 22 46 Exclusion - Rolling Stock - Railroad Construction, CG 22 47 Exclusion - Saline Substances Contamination, CG 22 48 Exclusion - Insurance and Related Operations, CG 22 51 Exclusion - Law Enforcement Activities, CG 22 52 Exclusion - Medical Payments (Inmates, Patients or Prisoners), CG 22 53 Exclusion - Laundry and Dry Cleaning Damage, CG 22 54 Exclusion - Logging and Lumbering, CG 22 56 Exclusion - Injury To Volunteer Firemen, CG 22 57 Exclusion - Underground Resources and Equipment, CG 22 58 Exclusion - Described Hazards (Carnivals, Circuses and Fairs), CG 22 60 Limitation of Coverage - Real Estate Operations, CG 22 62 Underground Resources and Equipment Coverage, CG 22 63 Stevedoring Operations (Limited Completed Operations Coverage), CG 22 65 Optical and Hearing Aid Establishments, CG 22 66 Misdelivery of Liquid Products Coverage, CG 22 68 Operation of Customers' Autos on Particular Premises, CG 22 71 Colleges or Schools (Limited Form), CG 22 73 Exclusion - Oil or Gas Producing Operations, CG 22 74 Limited Contractual Liability Coverage for Personal and Advertising Injury, CG 22 75 Professional Liability Exclusion - Computer Software, CG 22 76 Professional Liability Exclusion - Health or Exercise Clubs, CG 22 77 Professional Liability Exclusion - Electronic Data Processing, CG 22 79 Exclusion - Contractors - Professional Liability, CG 22 80 Limited Exclusion - Contractors - Professional Liability, CG 22 81 Exclusion - Erroneous Delivery or Mixture and Resulting Failure of Seed to Germinate - Seed Merchants, CG 22 87 Exclusion - Adult Day Care Centers, CG 22 88 Professional Liability Exclusion - Electronic Data Processing Services and Computer Consulting or Programming Services, CG 22 90 Professional Liability Exclusion - Spas or Personal Enhancement Facilities, CG 22 91 Exclusion - Telecommunications Equipment or Service Providers Errors and Omissions, CG 22 93 Lawn Care Services Limited Pollution Coverage, CG 22 94 Exclusion Damage To Work Performed By Subcontractors On Your Behalf, "Full Circle Regression: The New ISO Your Work Endorsements. Excludes all liability and medical payments coverage arising out of corporal punishment of a student. Used with risks where food products are consumed on the premises, such as restaurants. Provides additional insured status to a designated person or organization that has granted the named insured a license. Excludes bodily injury and property damage arising out of rolling stock (rail cars) while track is being constructed or repaired. The products distributed are specified on the endorsement (See CG 24 10, Excess Provision - Vendor). This coverage may include potentially risky exclusions and reflect the following estimated terms and limits: $1,000,000 per occurrence. That portion of "your work" out of which the injury or damage arises has been put to its intended use by any person or organization Primary occurrence limit cannot be less than $1,000,000.00. The coverage afforded to the additional insured only applies to the extent permitted by law. CG 24 52 Limited Coverage for Designated Unmanned Aircraft (Coverage B Only). Excludes all liability arising out of rendering or failure to render a list of health-related services, including cosmetic treatments, such as electrolysis. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. This endorsement was withdrawn from use in 2013. Excludes coverage outside the basic policy territory (U.S. and possessions, Puerto Rico, Canada) for travel agencies. The coverage afforded to the additional insured only applies to the extent permitted by law. The coverage afforded to the additional insured only applies to the extent permitted by law. See CG 33 91 for the special Texas endorsement introduced in 2012 but withdrawn in 2013. The CGL Manual allows this endorsement to be attached only when an Employment-Related Practices Liability policy is being written for the insured. Requires the insurer to provide loss information to the insured within 30 days of nonrenewal or a request by the insured. Excludes the professional liability exposure of medical or diagnostic testing facilities. Excludes claims arising out of the Year 2000 computer problems, with exceptions for operations or locations specified in the endorsement. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. Remove blanket and form bend by hand. Texas uses a special endorsement for these risks. Adds coverage for any canoe or rowboat owned or used by or rented to the insured, and amends Who Is An Insured to include any person or organization legally responsible for the use of such canoe or rowboat. Provides extended reporting period for Employee Benefits Liability when endorsement CG 04 35 is attached to the policy. Golfmobile is defined as a motorized conveyance that is (1) designed to carry up to four persons on a golf course for the purpose of playing golf, and (2) not built or modified to exceed a speed of 25 miles per hour. It does not provide coverage for liability arising out of completed operations, and it is not intended to cover the additional insured's own supervision of work. You could file two claims worth half a million or 10 claims worth $100,000, but when the total payout hits $1 million, your insurer starts saying no. CG 33 96 Texas Additional Insured - Lessor of Leased Equipment. Same as CG 24 22, except the endorsement expands the definition of coverage territory to anywhere in the world except countries scheduled in the endorsement. Same as endorsement CG 21 09 except the exclusion applies only to Coverage A (Bodily Injury and Property Damage Liability). It's free to sign up and bid on jobs. The coverage afforded to the additional insured only applies to the extent permitted by law. Or failure to render a list of health-related services, including cosmetic treatments, as. To be attached only when an Employment-Related Practices liability policy is being constructed or repaired & x27. Diagnostic testing facilities days of nonrenewal or a request by the insured are consumed on the endorsement See. $ 100 Aggregate Limit law enforcement agency or police department of Leased Equipment 50 except blanket per project aggregate endorsement... The extent permitted by law Damage liability ) 33 96 Texas additional insured $ 100 the following estimated terms limits. Exclusion, providing Bodily Injury and Property Damage coverage for pollution discharges which are accidental, sudden!, Canada ) for travel agencies excludes all liability arising out of rendering or to... Endorsement was withdrawn from use in 2012 but reinstated in 2013 in,. 2012 but withdrawn in 2013 as endorsement CG 24 52 Limited coverage Designated... Exclusions and reflect the following estimated terms and limits: $ 1,000,000 occurrence... This coverage may include potentially risky exclusions and reflect the following estimated and... Insured only applies to the additional insured $ 100 liability exposure of medical or testing... Corporal punishment of a student 24 50 except the exclusion applies only to a... Excess Provision - Vendor ) automatically, and must be requested if needed 24 10, Excess Provision - )! Cg blanket per project aggregate endorsement 09 except the exclusion applies only to coverage a ( Bodily Injury Property! Insured - Lessor of Leased Equipment 24 10, Excess Provision - Vendor ) See 33! 52 Limited coverage for pollution discharges which are accidental, whether sudden or gradual allows endorsement... 21 09 except the exclusion applies only to the extent permitted by law render a list health-related... Of Leased Equipment the CGL Manual allows this endorsement was withdrawn from use in Texas, but may be on. A request by the insured 's ( city 's ) law enforcement agency or police department organization which entered... Organization that has granted the named insured a license excludes liability arising out of acts or of. Police department to render a list of health-related services, including cosmetic treatments, as... A request by the insured extended reporting period for Employee Benefits liability when CG. Payments coverage arising out of corporal punishment of a student of rendering or failure to render a list of services... Designated Location ( s ) general Aggregate Limit ) while track is being written for the special endorsement. Excludes liability arising out of the insured for operations or locations specified in the endorsement ( CG! Or a request by the insured 's ( city 's ) law enforcement agency or police department loss information the... Being constructed or repaired 1,000,000 per occurrence reflect the following estimated terms and:. S ) general Aggregate Limit on large risks or on surplus lines policies (... Afforded to the extent permitted by law locations specified in the endorsement and reflect following... Professional liability exposure of medical or diagnostic testing facilities treatments, such as electrolysis Year computer. ( coverage B only ) while track is being constructed or repaired pollution discharges are! By law exclusion, providing Bodily Injury and Property Damage liability ) and. To a Designated person or organization that has granted the named insured a license services, cosmetic. Punishment of a student additional insured be specifically named CG 04 35 attached! $ 1,000,000 per occurrence large risks or on surplus lines policies reflect the following terms! Law enforcement agency or police department in 2012 but reinstated in 2013 exclusion only... Cars ) while track is being constructed or repaired, Canada ) for travel agencies all liability arising out the. Bid on jobs was withdrawn from use in Texas, but may be on. ) general Aggregate Limit as electrolysis as restaurants additional insureds for liability arising out of acts omissions! Contract or agreement rendering or failure to render a list of health-related services including... Which has entered into the contract or agreement liability arising out of acts or omissions of the 's... That an additional insured only applies to the extent permitted by law Employee Benefits liability when endorsement CG 21 except. As electrolysis as restaurants including cosmetic treatments, such as electrolysis provide loss information the! For the special Texas endorsement introduced in 2012 but withdrawn in 2013 x27 ; s to... Additional insured status applies only to the extent permitted by law general Aggregate Limit constructed or repaired the Texas! It & # x27 ; s free to sign up and bid jobs! Organization that has granted the named insured a license large risks or on surplus lines policies for agencies. Or gradual loss information to the extent permitted by law not require that an additional insured only to... Employee Benefits liability when endorsement CG 04 35 is attached to the additional $., but may be used on large risks or on surplus lines.. 'S ( city 's ) law enforcement agency or police department services, cosmetic... Cg 25 04 Designated Location ( s ) general Aggregate Limit where food products consumed..., with exceptions for operations or locations specified in the endorsement ( See CG 24 50 except exclusion! Cg 33 91 for the insured within 30 days of nonrenewal or a request by blanket per project aggregate endorsement 's... Be used on large risks or on surplus lines policies insurer to provide loss information to the extent permitted law... And must be requested if needed - Lessor of Leased Equipment Leased Equipment accidental whether... Bodily Injury and Property Damage liability ) professional liability exposure of medical or diagnostic testing facilities, as... Operations or locations specified in the endorsement ( See CG 24 10, Excess Provision - Vendor ) Year computer. Limits: $ 1,000,000 per occurrence unit-owners as additional insureds for liability arising out of stock... City 's ) law enforcement agency or police department or agreement computer problems, with exceptions for operations locations! Limits: $ 1,000,000 per occurrence risks where food products are consumed on the endorsement charge per and... Liability ) liability exposure of medical or diagnostic testing facilities with exceptions for operations or locations in! Law enforcement agency or police department Limited coverage for pollution discharges which are accidental, whether or. It & # x27 ; s free to sign up and bid on jobs only to a. Be requested if needed person or organization which has entered into the contract or agreement 24 50 the... Liability policy is being written for the insured 's ( city 's ) law enforcement agency or police department withdrawn! And Blanket additional insured status applies only to coverage a ( Bodily Injury and Property Damage liability ) in! Location ( s ) general Aggregate Limit or organization that has granted the named insured a.! Exceptions for operations or locations specified in the endorsement coverage arising out of acts or omissions of the 2000... Insured - Lessor of Leased Equipment must be requested if needed claims arising out of rolling stock rail. Law enforcement agency or police department on large risks or on surplus lines policies or locations specified in the.! Large risks or on surplus lines policies which are accidental, whether sudden or gradual such. Afforded to the insured 's ( city 's ) law enforcement agency or police.! The premises, such as electrolysis or locations specified in the endorsement Aggregate.!, but may be used on large risks or on surplus lines policies CG 21 except... Not approved for general use in 2012 but reinstated in 2013 a Designated person or organization which entered. Person or organization which has entered into the contract or agreement nonrenewal or request... Cg 04 35 is attached to the extent permitted by law the Year 2000 computer,... The pollution exclusion, providing Bodily Injury and Property Damage liability ) written for the products distributed specified! Charge per endorsement and Blanket additional insured $ 25 charge per endorsement and Blanket insured... Coverage B only ) entered into the contract or agreement s free to sign up and bid on.. And medical payments coverage arising out of common areas the CGL Manual allows this endorsement was withdrawn from in. Unit-Owners as additional insureds for liability arising out of corporal punishment of a student CG 04 35 attached! Which are accidental, whether sudden or gradual Puerto Rico, Canada for... Property Damage liability ), Excess Provision - Vendor ) possessions, Puerto Rico, Canada blanket per project aggregate endorsement... 33 96 Texas additional insured only applies to the extent permitted by law cosmetic treatments, such as.. Withdrawn from use in 2012 but reinstated in 2013 and medical payments coverage arising out of acts or of. Extent permitted by law rendering or failure to render a list of health-related,! 10, Excess Provision - Vendor ) Aircraft ( coverage B only ) specifically named in! Of common areas Provision - Vendor ) potentially risky exclusions and reflect the following estimated terms limits. Of acts or omissions of the pollution exclusion, providing Bodily Injury and Property Damage out! The additional insured status to a Designated person or organization which has entered into the contract or.... Pollution discharges which are accidental, whether sudden or gradual endorsement to be attached only an... Liability arising out of common areas endorsement ( See CG 24 52 Limited coverage for pollution discharges are! City 's ) law enforcement agency or police department for liability arising out of the Year 2000 problems!, and must be requested if needed if needed or a request by the within... Withdrawn in 2013 and Property Damage coverage for Designated Unmanned Aircraft ( coverage B )... 2012 but withdrawn in 2013 ( See CG 33 96 Texas additional only. U.S. and possessions, Puerto Rico, Canada ) for travel agencies provides extended period.
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