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Investment Property Loans

An investment property defined is a real estate property that is not occupied by the owner and has been purchased with the intent of earning return on the investment. This could be through either rent, the future resale of the property, or both.

An investment property can be a long-term commitment, like a rental home, or a short-term investment, as in the case of rehabilitation (buying a property to remodel or renovate and sell at a profit). No matter how you plan to use your investment property, the first step is choosing what types of property investment loans are right for you. That’s where Supreme Lending Houston comes in. Our dedicated team is here to help you understand your property investment loan options.

Pros 

  • Interest paid on mortgage may be tax deductible*
  • Earn Income Through Rental Properties
  • Potential to Build Equity and Grow Capital
  • Invest in your Own Financial Future

*Supreme Lending is not a licensed CPA or Tax consultant and therefore, cannot determine if your mortgage interest will be eligible as a tax deduction per IRS code. You are advised to contact a tax professional. This in no way implies you are guaranteed a tax credit.

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NOT A GUARANTEE, OFFER OR AGREEMENT. EVERETT FINANCIAL, INC. D/B/A SUPREME LENDING NMLS ID #2129 (www.nmlsconsumeraccess.org) 14801 Quorum Dr., #300, Dallas, TX 75254. 877-350-5225. © 2017. Information, rates, & programs are subject to change without prior notice. Subject to credit & property approval. Not affiliated with any government agency. Intended for Texas Consumers Only. Texas- SML Mortgage Banker Registration Residential Mortgage Loan Originator.

Experts at Supreme Lending Will Help You Find the Right Investment Property Loan

Making a long-term investment or flipping a house? You’ll need an experienced mortgage professional to help you understand your unique situation. Supreme Lending Houston offers a variety of loan types for investment properties. Our seasoned team can help guide you through the process.

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FAQs About Investment Property Loans

Looking to get more cash flow by earning passive income from rent or successfully flipping a house? Whatever your dreams of investment properties may be, securing a loan may be the next phase. If you’re just starting out, you probably have a few questions. Check out more info on investment properties at Supreme Lending through these common questions.

What Are the Different Types of Investment Property Loans?

Supreme Lending Houston offers a variety of loan programs. The one that’s right for you depends on your plans for the investment property. A Conventional loan may be best for a long-term investment. Condo financing options for rental properties are available, too. Depending on how long you plan to keep your investment property, lending needs can vary. Supreme Lending Houston offers fixed-rate investment property loans with flexible terms. Our experienced professionals can help you find the best one for you.

How Can I Get an Investment Loan for Rental Properties?

Investment loans for rental properties are for borrowers who are well-qualified. These loans have higher interest rates, so the requirements are a bit less flexible. As part of the loan process, your credit score, debt, and savings will be  evaluated. When you apply, you’ll be required to show proof of income and a strong debt-to-income ratio. Be ready for a higher down payment than other loan program options. The lowest down payment you can expect is 15%, but you should plan to put down 20%.

How Can I Learn More About Investment Property Loans?

Discover more about mortgage basics and the different loan types we offer for investment properties at the learning center. You can also get more answers to common questions or contact us for help at any time.

Secure Loans for Investment Properties with Supreme Lending Houston

Explore your investment property loan options now! The mortgage professionals at Supreme Lending Houston can help you find the ideal loan to achieve your investment goals. We know the ins and outs of the loan process and have years of experience guiding investors through each step. Our service is efficient, so you’ll get your loan closed and funded fast. Contact Supreme Lending Houston today!

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